Financing Options — United Nursing College
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Financing Options

A Plan That
Works for You

Flexible payment options built around the reality of being a student.

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BRN Approved. United Nursing College is approved by the California Board of Registered Nursing (BRN), allowing our graduates to sit for the NCLEX-RN® examination. UNC is currently in the process of seeking institutional accreditation and does not participate in federal Title IV financial aid programs. We offer our own flexible payment plans to help make your education accessible — and our team is here to help you find the right fit.

Payment Plans

Built Around Your Reality

Cutting back on work to attend nursing school is one of the hardest parts of this journey. Our payment plans are designed to give you breathing room — spreading costs so you can focus on completing the program, not stressing about a lump sum. Contact us and we'll walk through the numbers together.

Semester-by-Semester
Pay As You Go
For those who prefer to pay as they progress

This plan works best for students with a steady income or financial support in place. Your program costs are outlined in your Enrollment Agreement, and each semester is paid through a downpayment and five monthly installments — keeping payments structured while you're in school.

  • One downpayment at the start of each semester
  • Five monthly installments spread across the semester
  • Full program costs disclosed in your Enrollment Agreement
  • Best suited for those with consistent income or financial support
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Long-Term Flexibility
Extended Plan
Lower monthly payments stretched over a longer timeline

Like all UNC payment plans, you'll sign an Enrollment Agreement that outlines your full program cost. The extended plan then spreads that total across 3, 4, or 5 years — giving you a lower, predictable monthly payment that's easier to manage alongside everyday life.

3
Year Plan
4
Year Plan
5
Year Plan
  • One initial downpayment to get started
  • Lower fixed monthly payments for the life of the plan
  • Compound interest — transparent terms, no surprises
  • The longer your plan, the smaller your monthly payment
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Getting Started

How It Works

There's no pressure and no one-size-fits-all answer. We'll sit down with you, understand your situation, and help you find the path that makes sense.

01
Have an Honest Conversation

Reach out to our team. Tell us where you're at financially — we're not here to judge, we're here to help. We'll walk through both options with you so nothing feels like a surprise.

02
Find the Right Fit

Once admitted, we'll work with you to pick the plan that fits your current income, schedule, and goals. If one plan doesn't work, we'll talk through the other — no pressure either way.

03
Start and Stay on Track

Make your initial downpayment and start the program. Your payment schedule is set from day one — clear, predictable, and manageable so you can focus on becoming a nurse.

Additional Options

Private Loan Option

For students who need additional support beyond our in-house payment plans, UNC has partnered with Climb Credit to offer a private loan option.

Climb Credit
Climb Credit

Climb Credit is a student lending company focused on financing career-building programs. Their application is quick, completed online in as little as 5 minutes with no initial impact to your credit score. You can add a cosigner, receive instant decisions in most cases, and prepay at any time without penalty. Terms and rates are set by Climb Credit and vary by applicant. We encourage students to fully explore our in-house payment plans before applying. Contact us for more information or apply directly at climbcredit.com.

Apply with Climb
We're Here to Help
Let's Figure This Out Together

Financing nursing school isn't easy — we know that. Our team will be straight with you about what each plan looks like in real numbers so you can make a confident decision. No sales pitch, no pressure. Just an honest conversation.

Looking for program details? Visit our Nursing Programs page or check out our Entrance Exam information.